Property Risk Assessment
Know the Risks
Before You Commit
Our AI analyzes your strata documents and generates a comprehensive risk profile covering financial health, building condition, insurance, legal exposure, and more — so you can buy with confidence.
How It Works
Upload your strata documents and receive a detailed risk assessment in minutes — not days.
Upload & Scan
Our AI reads every page of your strata package — financials, minutes, bylaws, depreciation reports, and insurance certificates.
Identify & Score
Each risk category is evaluated and scored based on severity, likelihood, and financial impact to give you a clear risk profile.
Report & Findings
Get a downloadable report with risk ratings, red flags, cost estimates, and plain-language explanations — all with source citations you can verify.
What We Assess
Six risk dimensions give you a complete picture of any strata property.
Financial Risk
Underfunded contingency reserves, rising strata fees, chronic arrears, and hidden special levies that can cost owners tens of thousands.
- •Contingency Reserve Fund (CRF) adequacy ratio
- •Strata fee increase trajectory over 3–5 years
- •Outstanding arrears and collection issues
- •Special levy history and upcoming assessments
- •Operating budget surplus or deficit trends
Building & Structural Risk
Aging infrastructure, deferred maintenance, and building envelope failures that lead to expensive repairs and reduced property value.
- •Depreciation report age and compliance
- •Major repair history (roof, plumbing, elevator)
- •Building envelope condition and remediation
- •Water damage and leak incident frequency
- •Seismic and fire safety compliance
Legal & Governance Risk
Active litigation, bylaw disputes, and governance issues that signal mismanagement or create future liability for owners.
- •Active lawsuits and tribunal proceedings
- •Bylaw violation and enforcement history
- •AGM quorum and owner participation rates
- •Strata council turnover and vacancies
- •Rental and short-term rental restriction changes
Insurance Risk
Rising premiums, coverage gaps, and high deductibles that leave owners exposed to significant out-of-pocket costs after a claim.
- •Annual premium trend and year-over-year increases
- •Deductible amounts for water, fire, and earthquake
- •Claims history and loss ratio
- •Coverage exclusions and gaps
- •Owner liability exposure for unit-origin claims
Environmental & Location Risk
Flood zones, wildfire exposure, soil conditions, and climate-related risks that affect insurance costs and long-term property value.
- •Flood plain and storm surge exposure
- •Wildfire interface zone proximity
- •Soil stability and subsidence history
- •Climate adaptation measures in place
- •Proximity to industrial or environmental hazards
Market & Regulatory Risk
Zoning changes, rental restrictions, and market dynamics that can impact your investment returns and resale potential.
- •Rental restriction changes affecting value
- •Upcoming zoning or development impacts
- •Strata wind-up or redevelopment proposals
- •Market comparable fee-to-value ratio
- •Unit entitlement fairness assessment
Don't Buy Blind
A single overlooked risk in a strata package can cost you thousands. Get your AI-powered risk assessment today.