Across all three parts
Know the risks
before you commit
Every strata building in BC starts with preliminary signals drawn from the public record — construction era, size, whether a depreciation report is on file. That part is free. The neighbourhood adds what is around it, and the building’s own documents turn the signals into a risk profile you can check: financial health, building condition, insurance, legal exposure, and the page each finding came from.
How it works
Look the building up first — the preliminary signals are free and need no account. Add its documents and the assessment goes deep, in minutes rather than days.
Upload & scan
Our AI reads every page of your strata package — financials, minutes, bylaws, depreciation reports, and insurance certificates.
Identify & score
Each risk category is evaluated and scored based on severity, likelihood, and financial impact to give you a clear risk profile.
Report & findings
Get a downloadable report with risk ratings, red flags, cost estimates, and plain-language explanations — all with source citations you can verify.
What we assess
Six dimensions, each reported with the finding behind it — and each one honest about what the documents did not say.
Financial risk
Underfunded contingency reserves, rising strata fees, chronic arrears, and hidden special levies that can cost owners tens of thousands.
- •Contingency Reserve Fund (CRF) adequacy ratio
- •Strata fee increase trajectory over 3–5 years
- •Outstanding arrears and collection issues
- •Special levy history and upcoming assessments
- •Operating budget surplus or deficit trends
Building & structural risk
Aging infrastructure, deferred maintenance, and building envelope failures that lead to expensive repairs and reduced property value.
- •Depreciation report age and compliance
- •Major repair history (roof, plumbing, elevator)
- •Building envelope condition and remediation
- •Water damage and leak incident frequency
- •Seismic and fire safety compliance
Legal & governance risk
Active litigation, bylaw disputes, and governance issues that signal mismanagement or create future liability for owners.
- •Active lawsuits and tribunal proceedings
- •Bylaw violation and enforcement history
- •AGM quorum and owner participation rates
- •Strata council turnover and vacancies
- •Rental and short-term rental restriction changes
Insurance risk
Rising premiums, coverage gaps, and high deductibles that leave owners exposed to significant out-of-pocket costs after a claim.
- •Annual premium trend and year-over-year increases
- •Deductible amounts for water, fire, and earthquake
- •Claims history and loss ratio
- •Coverage exclusions and gaps
- •Owner liability exposure for unit-origin claims
Environmental & location risk
Flood zones, wildfire exposure, soil conditions, and climate-related risks that affect insurance costs and long-term property value.
- •Flood plain and storm surge exposure
- •Wildfire interface zone proximity
- •Soil stability and subsidence history
- •Climate adaptation measures in place
- •Proximity to industrial or environmental hazards
Market & regulatory risk
Zoning changes, rental restrictions, and market dynamics that can impact your investment returns and resale potential.
- •Rental restriction changes affecting value
- •Upcoming zoning or development impacts
- •Strata wind-up or redevelopment proposals
- •Market comparable fee-to-value ratio
- •Unit entitlement fairness assessment
Don't buy blind
A single overlooked risk in a strata package can cost you thousands. Get your AI risk assessment today.
Building intelligence, in three parts
The building, the neighbourhood around it, and its own documents. The building is free and needs no account — its facts were already public.
1 · Free, no account
The building
What you’re buying into
Built of, year, storeys, homes, who manages it, what's been remediated. Assembled from land title, the assessment roll and strata filings. No account.
19,000+ BC corporations · $0
Search the record2 · Pro
The neighbourhood
What you can’t change
Nine areas past the lot line, measured from public BC data — transit, schools, hazard, crime, what's approved next door. Never in the building's own paperwork.
Location Insights · Pro
How Location Insights works3 · Upload
The documents
What you’re inheriting
The levies, the reserve fund, the litigation, the engineer's schedule — read out of this corporation's own package, each finding pointing at its page.
Your documents · deep analysis
See plans